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M1 Finance is a unique robo-advising applicaition that combines the power of technology with the personalized touch of human financial advisors. The applicati uses individualized mixes of stocks and bonds to create the perfect combination of assets based on your goals and risk tolerance. M1 Finance the concept of "pies" to describe your portfolio, each individual pie can have up to 100 “slices,” each of which represents an individual stock or ETF.